Re-Mortgages and Transfers of Equity

Our costs will depend on a number of factors to include the type of property that you are wishing to re-mortgage or transfer, the complexity of the case, whether the property is freehold or leasehold and the nature of the instructions we receive from your lender.

For a typical re-mortgage our costs will be in the region of £360 (inc VAT) to £480 (inc VAT).

To act for you on a transfer of equity our average costs are in the region of £330.00 (inc VAT) to £390.00 (inc VAT).

These fees exclude disbursements which are costs we have to pay out to third parties and which are incurred by us when we are acting for you. Disbursements will vary from case to case, but can include:

  • Search fees – these vary depending upon the Local Authority where your property is situated but will be approximately £181.50-£229.92
  • HM Land Registry Fees – these vary depending on the purchase price of your property (a Land Registry fee scale is available on HM Land Registry’s website)
  • Electronic money transfer fees bank charges – £12.00 inclusive of VAT

We will provide you with an individual costs estimate at the outset of your matter. Our fees estimate will include all of the work that will be required to complete your transaction to include registration of the mortgage with the Land Registry, where applicable. If there are any unusual features of your transaction or complicating factors that will incur additional charges then we will notify you of those as soon we become aware.

To obtain a free, no obligation estimate please contact us either via this website or alternatively by telephoning us and we will be happy to assist and get back to you without delay. You can see the profiles of our Residential Conveyancers on our website; the person who will deal with your case will depend upon your location and the complexity of your matter.

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